Midtown Mortgage understands that home loans and mortgages can be a complex process, and comes with a lot of questions, so we have created this page of informational links to help you answer those questions!

First time home buyer

• Buying a home with no credit
• What is the difference between a mortgage broker and a mortgage lender?
• How to choose a Realtor

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Conventional loan

• Conventional home loan information

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FHA loan

• FHA home loan information

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VA LOANS

• Buying a home with no credit

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Other loan options

• HUD 184 Indian Loans
• 1% Down loan information
• 1% Down Eligble Counties
• Single Family Housing Direct Home Loans
• Single Family Housing Guaranteed Loan Program

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Refinance

• VA Refinancing
• Questions to ask before refinancing
• Delayed Financing Exception

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Inspection

• FHA licensed inspectors
• Common home inspection mistakes

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HUD.Gov resources

• Hud Oklahoma Website
• FHA licensed inspectors
• Homelessness Resource
• HUD office of energy

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Misc. resources

• How does my lender calculate my monthly payments?
• Do I qualify for 3% down
• Mortgage Calculators
  
• How To Protect Your Credit Score During a Move
• Common mortgage terms
• 15 year vs 30 year mortgage loan
• How to calculate your debt to income ratio
• Why use the HARP program?
• Common homebuying mistakes 
• Common credit mistakes that affect your loan
• Programs to help avoid forclosure
• Closing cost information

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